Lanala’s bancassurance products
1 – The Borrower Death and Absolute and Definitive Disability guarantee
In the event of a claim, the contract allows you to reimburse the entire principal remaining due to the lending institution at a negotiated rate, and therefore to preserve your beneficiaries.
The implementation is simplified thanks to the management delegation given to the financial institution to implement the contract within the framework of the procedure defined in common
2- The job loss guarantee
This contract may allow eligible persons (private sector employees on open-ended contracts and under certain conditions and limits) the reimbursement of the capital remaining due on the loan, thus relieving the unemployed person from paying the installments his loan.
This contract is an accessory to the death contract and cannot be taken out alone.
3- guarantee of protected accounts
This contract allows, in the event of death or Absolute and definitive invalidity, to pay a capital whose amount between 2 and 5 million gnf) will depend on the average movements on the account during the last six (6) months failing this between the date of opening the account and the occurrence of the claim, and whether this account is credit or debit.
4- The key man guarantee
This contract is an Absolute and final death and invalidity contract. It allows the company to benefit from the payment of a capital in the event of the disappearance of the key man. The latter is often the entrepreneur, but could very well be the main business contributor, employee of the enterprise. This is a real guarantee of business continuity.
5- Auto warranty
You can directly take out your car insurance with your establishment with the choice of all the possible options
6- The Multi-risk home guarantee (MRH)
This contract can be signed with your financial institution, partner of Lanala Assurances. You benefit from the simplicity of subscription while benefiting from the rates negotiated by this establishment
7- The Travel guarantee
You must travel and must do this to set up a support guarantee to obtain your visa or simply cover yourself for the damage of which you could be the victim during your stay (medical costs, repatriation, legal deposit, etc.). can ask your financial partner if he has this product from Lanala.